Sioux Falls residents are encouraged to begin the process of planning the dispersal of their estates relatively early in their adult lives. Yet despite the best efforts of estate planning experts, many American adults do not have a will (indeed, information compiled by Gallup shows that only 44 percent actually have such a document). The reasons why so many adults put off estate planning is unknown; the consequences of such inaction, however, are not. This may come as a surprise to some (who may believe that their beneficiaries are allowed to determine the distribution of their assets if no will exists providing such stipulations). In fact, state law is what dictates how intestate estates are dispersed.